APR is annual percentage rate. Loan offers are subject to Marine’s approval process. To accept this offer, you must be the person to whom it is extended, be at least 18 years old, be impacted by the COVID-19 Public Health Emergency, and be a current member with Marine Credit Union. This is a limited-time offer and subject to change. This offer includes no interest or payments for the first 6 months, and then 5% APR thereafter until loan is paid in full (length of term may vary based on consumer selection). No fees are charged for this loan including closing costs or late payment fees. Federally insured by NCUA. Equal housing lender.